Delinquent  Loans has sparked controversy after  it shared photos of 87  borrowers online in a  daring attempt to  get them to pay off their loans.
The incident  was uncovered through a series of TikTok videos posted by the  app.
In three separate videos, the platform uploaded  photos of the  borrowers, each  with the caption "Please pay your  loans," as a public reminder to  pay off their  debts.
The videos, which began  going viral on Saturday,  have drawn widespread attention and mixed reactions from social media  users.
Many people  have taken to various platforms to express their opinions  about the app's unconventional  approach. A user, King, who identifies as #KingSuleiman27  for money? Better make sure your  photo is not among them  ooo! »
Prince Olugbade, who tweets as #latmos997,  wrote: "When they post their  photos, they ask to collect money from the general public  who see them or post  them on YouTube  to use the views  to pay off the  debt.
FaVōuR™, who identifies as fhavourabia,  argued: "Truly, if we have a functioning government, these people should be sued for  defamation."
Agbalaka, who identifies as #CroBender,  noted: "Taking money from shylocks  has unfortunate consequences."
Other users  noted the consequences of defaulting on  loans.
Smiles Ebony, who tweets  under the hashtag #smileebony,  explained: "There is something all these people don't understand.  If your loan defaults, you will be reported to the credit  bureau and  it will affect  everyone."
Emma, who goes by #Emmabest,  expressed her concern saying, "Most of these  people don't know about this loan. Suddenly, they  get a call asking them to pay back the money they  borrowed."
The strategy of publicly shaming the loan  app has sparked a debate about  the privacy,  ethics and legality of such practices. While some support the need for debt recovery, others  criticize this method, seeing it as an  attack on individual  rights. ---