Delinquent Loans has sparked controversy after it shared photos of 87 borrowers online in a daring attempt to get them to pay off their loans.
The incident was uncovered through a series of TikTok videos posted by the app.
In three separate videos, the platform uploaded photos of the borrowers, each with the caption "Please pay your loans," as a public reminder to pay off their debts.
The videos, which began going viral on Saturday, have drawn widespread attention and mixed reactions from social media users.
Many people have taken to various platforms to express their opinions about the app's unconventional approach. A user, King, who identifies as #KingSuleiman27 for money? Better make sure your photo is not among them ooo! »
Prince Olugbade, who tweets as #latmos997, wrote: "When they post their photos, they ask to collect money from the general public who see them or post them on YouTube to use the views to pay off the debt.
FaVōuR™, who identifies as fhavourabia, argued: "Truly, if we have a functioning government, these people should be sued for defamation."
Agbalaka, who identifies as #CroBender, noted: "Taking money from shylocks has unfortunate consequences."
Other users noted the consequences of defaulting on loans.
Smiles Ebony, who tweets under the hashtag #smileebony, explained: "There is something all these people don't understand. If your loan defaults, you will be reported to the credit bureau and it will affect everyone."
Emma, who goes by #Emmabest, expressed her concern saying, "Most of these people don't know about this loan. Suddenly, they get a call asking them to pay back the money they borrowed."
The strategy of publicly shaming the loan app has sparked a debate about the privacy, ethics and legality of such practices. While some support the need for debt recovery, others criticize this method, seeing it as an attack on individual rights. ---
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